OWN your freedom
The power to choose is yours.
Motivation is not enough.
Understand what drives your financial decisions. Choose with intention. Build the clarity, confidence, and momentum to own your financial future.
Financial Self-Mastery
I help people develop financial self-mastery: understand their finances and the patterns behind their decisions, choose with intention, and take ownership of their direction, momentum, and destination.
ALIS · Young Adults
Your money. Your choices. Fly with confidence.
TOBI · Adults
Greater depth for a more complex financial life.
Businesses
Build the structure to OWN your business finances.
Financial Organization
Get your financial life organized—including finances you manage for a family member.
Individual Financial Planning
Your priorities. Your financial life. A plan built around you.
Workshops & Speaking
Who We Serve
Money touches every part of your life. We help you turn your priorities into a practical system you’re running with confidence—making informed decisions, taking action and adjusting as life changes.
This is activated agency.
Parents
Grandparents
Individuals & Families
Business Owners & Employers
Referral Partners
Led by Experience
Monica A. Kaufman, CFP®
Clarity Forward is led by Monica A. Kaufman, CFP®, a financial planner and educator with many years of experience across Merrill Lynch, UBS, Morgan Stanley and Goldman Sachs/Ayco. She specializes in holistic financial planning, including divorce recovery, widowhood, special needs planning and preparing the next generation to manage wealth, and in applied behavioral finance.
My Why
After witnessing the financial panic during COVID, I became determined to create something that could help end that feeling of helplessness.
Something that went beyond financial literacy. Not just information, but a way to understand your financial life, choose with intention, and act with clarity and confidence.
Not built for the industry. Not for academics. Built to work in real life—for people like you and your family.
The goal has always been to return to people the control over their own destiny that should have been theirs all along.
Not to grant it. Not to give them permission. To help them reclaim what was always rightfully theirs—and build the confidence and momentum to make it their own.
Speaking & Media
Monica Kaufman is a sought-after speaker and podcast guest on issues related to financial planning.
Clarity Forward
[email protected]
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